Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

For help and advice go to moneyadviceservice.org.uk

QUICK & EASY LOANS – LOOK NO FURTHER!

Get Up to £5,000!*

Select an Amount:

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Welcome To Cashity

Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.

 

We have a Variety of Loan Options

Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.

Instalment Loans
Fast Loans
Loan Locations
Long Term Instalment Loans

We Will Guide You Every Step of the Way

We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.

Long Term Instalment Loans

Check Out What Made Her Smile

We have a dedicated team on hand every day to make sure that you get the service that you deserve.

Competitive Examples from Rival Companies

Click ‘Show More’ for a representative example of their rates.

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
Apply Now

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Loan amount
100 - 2,500
Loan term
6 - 14 Months
CUSTOMERSCORES
Excellent
Apply Now

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What are Long Term Instalment Loans?

Long term instalment loans are loans that you take out and pay in multiple instalments. This can be a great type of financial product for the right type of borrower but it’s important to know precisely what you’re getting and what your other options are before you go ahead and commit yourself.

Long term instalment loans are loans that are in many ways similar to a payday loan. That is to say that it normally involves a relatively smaller sum of money and will be paid back over a shorter amount of time compared with a regular bank loan or business loan.

That means that there are fewer hurdles to getting the money. Once you have passed the few necessary checks, the money will be credited very quickly into your account and you’ll be able to start spending it. In both cases though, you pay a cost for this in the form of higher rates. It’s then your job to make sure that you pay the loan back quickly and normally this will be after you have been paid (hence the term ‘payday loan’).

The difference between these two financial products though, is that payday loans need to be paid off in one sum. Conversely, long term instalment loans will be paid back in a series of smaller payments.
Whereas a payday loan will typically have an APR of up to 400%, long term instalment loans will have a slightly lower APR of around 50-60%. This means that you can get larger amounts of money and still be able to afford to pay them back.

Pros and Cons of Long Term Instalment Loans

Long term instalment loans are the right choice for you if you need money quickly and with minimal checks. If you don’t have the time or a good enough credit score to apply for a standard loan and if you only need a relatively small amount of cash – perhaps to pay for a broken boiler or to make rent. In these cases, you can choose between long term instalment loans or payday loans – and of course the former makes sense when you need slightly more cash for a slightly longer period.

Another advantage of long term instalment loans is that they enable you to make multiple repayments, which in turn means that you can help to repair a bad credit score. By making lots of small payments, you are demonstrating your ability to meet repayment deadlines and to pay back the money you owe. And as a result, you will your rating improve and become a better candidate for future loans.

If you need more money for a longer term though – such as to buy a car, start a business or renovate your home, then you should look into other financial packages that you can use to accomplish those things.

Whenever you take out any kind of loan, it’s always important to think long and hard about the type of loan you’re taking out and whether it’s the right option for your current situation and requirements.

3 most recent personal loan reviews

Review of Drafty

Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.

Review posted by Andrea Attwood, Harrogate

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Tesco Bank

Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.

Review posted by Micheal Peters, Southwold

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ferratum

When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.

Review posted by Lorraine Smith, Ironbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.