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QUICK & EASY LOANS – LOOK NO FURTHER!

Get Up to £5,000!*

Select an Amount:

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Welcome To Cashity

Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.

 

We have a Variety of Loan Options

Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.

Instalment Loans
Fast Loans
Loan Locations

We Will Guide You Every Step of the Way

We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.

Check Out What Made Her Smile

We have a dedicated team on hand every day to make sure that you get the service that you deserve.

Competitive Examples from Rival Companies

Click ‘Show More’ for a representative example of their rates.

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
Apply Now

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Loan amount
100 - 2,500
Loan term
6 - 14 Months
CUSTOMERSCORES
Excellent
Apply Now

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Finding Low Interest Payday Loans

Anytime, an emergency situation can happen and you simply can’t predict when you may be needing some extra money. If the banks just won’t give you the money that you need you can always consider payday loans. Taking out these loans is fast and easy. You don’t need to look for a collateral or a co-signee to get a sweet deal. One disadvantage, however, is the costs, which can be a bit higher compared to other forms of credit. The good news, though, is that not all lenders follow the same fees and charges in their services. Here is how you can find low interest payday loans.

Comparing Your Low Interest Options

Normally, interest rates will vary depending on the place that you reside in and in the company that you are borrowing money from. To find the best payday loan deal that can save you money from lower costs, here are the 3 things that you need to consider:

Interest Rate – Interest rate is without a doubt the most important thing that you need to consider when availing for a payday loan. To find the best offer, always keep in mind to check the company’s interest rates to their loan services and compare them with different lenders to find out which one offers the most affordable.

Extra Fees and Charges – There are lenders who will charge extra for their services so make sure that you have a good idea on what they are upfront to have a clear picture of you might have to pay. Opt for lenders who charge the lowest or better yet those that charge nothing at all. Also, make sure you take a note of the lowest APR as some companies will increase the interest to compensate for the lack of fees.

Time to Process your loan – How long you will get the amount that you availed for will depend on the lender so always opt for the one the provides the quickest payout. Applying online might be your best option if you want your money deposited instantly in your bank account, usually in just a few hours or on the same day that your application is approved.

Affordable Payday Loan Features

To find the most affordable payday loans, here are some of the key features that you need to look into:

APR or Annual Percentage Rate – Interest rates on payday loans are measured through the APR and this can vary depending on the lender. Affordable loans come with lower APR although they may still be higher than most types of credit like credit card advances and traditional bank loans.

Late Payment Charges and Penalties – Lenders will charge you with extra for late and missed payments, loan refinancing, and the like. The FCA has put a cap on how much lenders can charge their borrowers in extra fees and charges just make sure that you opt for the one that provides the least in terms of cost.

Applying Online – Affordability in a loan is not only weighed in terms of interest rates and charges but also in the time and money that you spend for applying for it. When taking out a loan in a bank, for example, you also need to consider the costs that you will incur on travelling from your home to its nearest branch, upfront fees for application, and all the time that you need to spend from application to approval. To free yourself from all these expenses, apply online and you won’t have to spend a dime with its easy, fax-less application and instant turn around that can take just a several minutes to accomplish.

Credit Score Not Important – Affordable payday loans are also offered even to borrowers who have bad credit scores. Lenders are only considering whether or not you can repay the loan and if you have a job and your payslip says that you are capable of making the payments, its reason enough for lenders to approve your application.

Important Things To Consider Before Applying

When taking on a payday loan, be sure to check the terms and conditions first before getting on a legal, binding agreement, to have complete knowledge and all the different fees and charges attached to it. This way, you will know whether or not it is the kind of affordable deal you are looking for a quick loan. Lastly, don’t forget to take your time and always compare lenders and their respective services to land the payday loan deal that provides the least interest rates and instant payouts.

3 most recent personal loan reviews

Review of Drafty

Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.

Review posted by Andrea Attwood, Harrogate

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Tesco Bank

Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.

Review posted by Micheal Peters, Southwold

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ferratum

When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.

Review posted by Lorraine Smith, Ironbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.