305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Putting Yourself in The Best Payday Loan Places
Perhaps it is inevitable or maybe it is just an absolute necessity or a little bit of both, either way, somewhere down the road in our lives we will have to make a loan of some sort. It could be a home improvement loan to revamp your house, an Auto loan to buy a new car, or a student loan get that degree, or perhaps an emergency situation has arisen, but whatever it may be, the more knowledgeable you are the better off you will be. If you need just a few thousand pounds to keep you financially afloat until your next payday, you might want to know where the best payday loan places are. But before you can accomplish that, you must first understand the kind of deal that works best for you given your present circumstances.
Online Payday Loans
The internet is the best place to search for a payday loan that may suit your present needs. There are numerous lenders online that offer a variety of payday loan services and the available options are virtually endless. Whether you are looking to borrow just a few hundred pounds to get you by until the next payday or a thousand pounds to pay for your car’s repairs, there is always a lender that can give you what you need and you don’t have to go anywhere to do it. As long as you have access to the internet, you can shop for the best loan deals, wherever you are and whenever you want.
Choosing a Payday Lender Online
Choosing the best lender involves careful evaluation of the advantages and disadvantages of every potential lender that you come across with and opting for the one who’s advantages greatly benefits your present circumstances and who’s disadvantages you can easily live with. If you don’t want to present your credit information, then choose a lender who doesn’t make credit checks in granting loans. If you don’t have a fax machine and do not have the luxury of time to look for one, then don’t deal with lenders who require faxed documents in their application process. Simply find the lender that will go hand in hand with your current needs and circumstances.
Transparency is a Must
When it comes to choosing the right lender, transparency is a must. You don’t want hidden fees lurking in your deal; only revealing themselves once your payment is due. You want to be aware of every form of a fee that may be attached to your loan once you are legally bonded to it. Knowledge of such fees will help you make an accurate budget for repaying the loan and being blinded to them could deal a significant blow to your financial health and affect your ability to make the proper payments.
Quality & Quantity of Information
And aside from being transparent with their fees and charges, your lender should also provide you with all the information that you need, regarding their loans and services, in perfect detail. They should let you know the minimum and maximum amount that you can avail, the exact period in which your loan will be due, all the available options for repayment, the possible penalties and their implications in the event of late payments, and all the other information that is relevant to your loan. This will help avoid misunderstandings and help accomplish a successful business deal between you and your lender.
Rules for payday lenders
Here are the specific rules for payday loan lenders that you need to know to better protect yourself in all your decisions.
Must display specific information on the first page of your contract which includes:
- The exact amount of loan you are borrowing.
- The specific date of maturity.
- The nature and method of repayment.
Lenders are not allowed to:
- Request or accept payment through automatic deductions from your paycheck.
- Hide information that reveals the cost of taking out a payday loan over time.
In the event that you fail to meet the terms and conditions that you have agreed to your loan, the lender cannot:
- Call you more than 3 times a week or during holidays.
- Call your spouse, family, household members, relatives, friends, neighbours, or acquaintances at any time.
- Make a post-dated cheque or pre-authorized debit more than once.
- Make threats or evoke intimidating words.
- Exert unnecessary pressure.
Now you have everything you need to know to get that payday loan that will work best for you. You also know how to better protect yourself and your financial welfare when you decide to enter into an agreement with a lender. When the need for a quick loan comes, let your knowledge guide you through every step and decision that you make.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.