305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Quick Approval Payday Loans – Why You Need to Have them
If you’re looking for a loan to address an urgent financial need but you don’t have the luxury to wait for it to be approved. You need the money right away or else that urgent financial need will start wrecking havoc in your life. You can’t go to the bank and apply for a traditional loan with so little time. Especially knowing that it will take several days before you get the money. Your credit card limit is already maxed out and making an advance is out of the picture. If you are faced with these circumstances, or something similar, we can help. Quick approval payday loans are worth exploring as you can get the cash you need the very same day as your application.
No Credit Checks Involved
When applying for a loan, there are numerous hurdles that you need to deal with. One of the biggest is in the form of credit checks. If you have a bad credit history or none at all, it’s normally difficult for you to get a loan. Payday loans that offer quick approval are relatively easy to avail for because they forgo any type of credit check. Their application process relies on alternative information such as monthly salary and employment history instead, in evaluating potential borrowers. Due to the higher level of risk for the lender, sometimes the interest can be at a slightly higher rate than with other financing options. If you are more concerned with the rates involved then click Here to see the lowest APR Loans on the market.
Guaranteed Even for People with Bad Credit
Because this type of credit does require conducting checks from applicants, you can use them even if you have a bad credit rating or do not simply have one because you are a fresh graduate and still starting out on your first job. As long as you are at least 18 years old and can provide proof of a reliable income source like a monthly pay slip, getting this loan is almost always guaranteed. It may come with higher costs, however, to compensate the higher level of risk that the lender will have to shoulder.
This loan is designed to cater the needs of people who are currently in an emergency situation or are desperate to get the cash they need, so naturally, the application process should be as fast and easy as possible. No need for long interviews from loan managers and all you need to do is fill in an application form and provide the required information and your good to go. Once your submitted application is approved, the money will be transferred to your bank account in just a few minutes. It’s that fast and easy.Online ApplicationThese loans are normally availed online and the online application process will only require you to provide a few certain information that includes:
- Your name, age, and current living situation
- Nature of work, name of employer, and your salary
- Bank details in which the money will be deposited
Application is so Simple
Depending on the lender, it won’t take another day before you can withdraw the money that you borrowed for in your bank account. It is important to note that the entire loan application can be done purely online including the filling up of the application form and even in the signing of agreed terms and conditions which can be accomplished electronically. Staying in touch during the processing stage is also done online via email although the lenders may opt to call you through your phone if ever the need arises.
Indeed, this advanced application process provides great convenience to borrowers especially if you consider the fact that you will have to undergo long lines, numerous paperwork, and awkward interviews from loan managers and then wait for several days before you receive a decision, when opting for traditional loans. When you need money fast, the online guaranteed payday loan process is the obvious choice.
Ensuring that Your Application is Guaranteed
Lastly, you may want to keep in mind that your application is not 100% guaranteed even though it has been advertised on the website. There is a chance that it’s not actually the lender itself who is making the claim but a broker who is trying to lure in as many potential applicants as it can. In this instance, the broker will simply send your application to a network of lenders until he finds one that will approve it, often the one with the highest offer, and then receives a commission for it.
Basically how brokers make their money is by selling your information to the highest bidder – passing your personal information from one lender to the next without your direct knowledge or consent. And the worst part of it is that a lot of brokers will charge you with upfront fees for a service that, if you really think about it, compromises your privacy.
Here at Cashity however, we do not charge you a thing for our service. We do everything for free, saving you both time and money in the long run. There are absolutely no fees, hidden or upfront. Also, we will never sell your details to anyone. The only person we will give your details to is the lender that accepts your requested plan. The interest will never be increased to cover our costs at all, we source our income from the lenders directly with nothing to do with your finance plan.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.