305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
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We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Instant Financial Relief with 24 hour payday loans
Financial emergencies are a normal part of life. For someone living on a tight budget, dealing with such an unforeseen event can be downright scary. For many people facing emergency situations, taking out an instant cash loan until payday is a legitimate option. Especially with the emergence of 24 hour payday loans. Although these loans are can sometimes be costly, they are also very fast. The online application and quick money transfer that it offers are just what anyone would need when the need for money is very urgent. We offer a huge variety of payday loans, find out which would be best for you Here.
Payday Loans in 24 Hours
Through these loans, borrowers gain access to a fast and efficient way of getting an advance. It can be accomplished in less than a day. The application process is seamless and the money is normally deposited in your bank account in just 15 minutes. What’s more, credit history is not a fundamental issue (people with bad credit history can still take these loans) when availing for these loans. This is making them a very popular option among ordinary people.
Depending on the amount of loan you are availing for, charges will differ. Numerous lenders will provide a variety of payment options to suit different customer needs. These overnight advances are normally due on your next paycheck or 2 weeks after approval. Failure to pay within the agreed period of time will generally result in extra charges and penalty fees. So make sure that you pay it back as soon as you get your paycheck.
Getting the Loans in the Same Day
This instant loan is nearly identical to other products offered by most lending agencies in that they are short-term (2 weeks maturity period) and unsecured (no collateral needed) offered in small amounts (from several hundred to a few thousand pounds max). The big difference, however, lies in the fact that you can acquire the money in the same date that your application is approved making it a great option for anyone who needs money ASAP. The money will be deposited directly to your bank account which means lenders will often require you to submit bank account details in your application.
Despite the relative speed and convenience that you can enjoy with these loans, they still come with the same interest rates and repayments terms as any other short-term, unsecured loan. Getting your money sooner rather than later, however, just makes it stand out among the rest. And with the advancement of technology, you can avail of this loan purely online with the convenience of your computer or mobile phone.
Financial Relief Through Same Day Payday Loans Online
These loans were designed for people who are not eligible for traditional financing. It’s simply too difficult to obtain a loan from a bank, with all the requirements and restrictions that come along with it, so consumers turn on the payday loan industry to address short-term financial needs. It is easy to qualify and a lot of people with bad credit score had been approved, making the loan an extremely attractive option for people who need instant cash but are ineligible to obtain money through traditional means. All you need is a proof of your income and an active bank account where the money can be deposited and you are good to go.
Everyone knows that payday loans come with higher interest rates and charges than traditional bank loans but consumers can live with the costs as long as they can get the money that they need without delay. Because when you are faced with an emergency situation, time is of the essence and having the same day loan is just what the situation requires.
How Should a Payday Loan be Used?
The best way to use these loans is for addressing unforeseen expenses or bills but they should never be considered as a long term solution to any financial problem. It is simply a temporary relief to your finances but never a way to financial freedom. It should also be considered as a last resort when all cheaper alternatives have already been exhausted or are currently unavailable. And most importantly, make sure that you can afford it and pay it back as soon as you can to avoid incurring further charges.
Knowledge is your best protection when it comes to securing the same day loan because these short-term loans have the ability to wreck havoc in your financial health if not approached with proper thought and consideration. Simply put, if you can honestly afford to pay back the loan and its interest rate, then obtaining an instant loan to finance that urgent need is a solution that you can use.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.