305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Taking a Quick Look at Instant Payday Loans Online
Instant Payday loan lenders are known for providing fast approval decisions on loan applications and instant money payouts that take less than two days. They are the companies that people will turn to in looking for a quick loan to finance an urgent expense. These loans take just a few minutes to accomplish and do not require any form of collateral or faxing making them ideal alternatives to bank loans and traditional financing. Here are some of the things that you might want to know about these quick loans.
Borrowing Money and How Much
When it comes to searching for a quick loan, the amount of money that you want to borrow is the first thing that might come to mind. From a few hundred pounds to a thousand, a lot of reliable lenders online can provide potential borrowers with small amounts of loan that can be availed in less than 2 days after application. Often, lenders will provide the credit seekers with the complete details on the amount of money that they want to obtain.
Depending on the lender, you can take out instant credit of up to £1,500 online. To determine whether or not the lender is legit, ask for an FCA (Financial Conduct Authority) Permission License number. Lenders regulated by the FCA will follow strict rules that are designed to protect the borrowers from possible exploitation through exorbitant charges and fees. There is a limit to the amount of interest rate that they can charge their loans and they are not allowed to make redundant fees in their services.
What if I Need More Time to Pay my Loan?
If your budget is simply not enough to pay back the loan, you can always work out on a deal with your lender so won’t suffer from tougher sanctions by defaulting on your payments and violating the agreed terms and conditions. There are plenty of options that you can choose from and normally lenders will provide you with the one that will work best for you and your current situation. Lenders will understand that things will not always work out as planned and they are just as responsible in your loan repayments as you are so if you think that you can’t make your repayments on time, never hesitate to contact your lender to work things out.
What You Should Look Into A Payday Lender
Make sure that you fully understand what a payday loan really is and how they work. Indeed, it is also vital that you are dealing with a reputable lender when looking to make an instant payday loan online. If you want to know if the company that you will be working with can be trusted, here are a few guidelines that you can follow:
Make sure that the lender you will be working with displays all the necessary contact details in their websites (phone, chat, email). The company should also indicate its physical address and active office hours.
They should also clearly state whether or not they are a broker or a direct lender.
Finally, the company should provide an FCA authorisation number on its site. Legit companies will always display it visibly and often, make it a link so you can instantly find out their identity.
Always remember that a reputable lender has no reason to hide and they will always display, in a visible fashion, anything and everything that their costumers need to know about the nature of their company. The essential information that they provide, the more legit they are, as a good rule of thumb.
Bad Credit Payday Loans
It’s also important to note that payday loans can also be offered to borrowers regardless of their credit history. If you currently have a bad credit and are looking for a quick loan online, there are many companies that can provide you with short-term, unsecured payday loans as long as you can meet the basic requirements. While traditional financial institutions like banks will consider credit rating as a major criterion in evaluating your application for a loan, a lot of payday loan lenders will look into other areas like the source of income to grant credit to potential borrowers. For instant loans, an active bank account is also necessary since lenders will normally deposit the money that you availed for in your
Always remember that you can always opt for a quick payday loan online if banks and traditional loans are simply not available. The application process is easy and the payouts instant making it an ideal solution for your urgent needs. Just make sure to carefully check your lender first so you will know whether or not you are dealing with a legit company. If you manage to find a reputable lender who will cater your needs, there is no reason why you wouldn’t try payday loans to enjoy instant financial relief.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.