305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Taking Out Loans Till Payday
Almost all of us have experienced some form of financial strife in our lives and sometimes, it’s simply difficult to look for the money quickly when short-term cash problems arise. Banks and credit unions won’t entertain our loan application because of our poor credit score and quite frankly, you don’t want to let your family and friends know about your money problems. In times of urgent financial needs, having loans till payday can be a great solution.
Being In a Financial Difficulty
There is nothing embarrassing about being in a financial struggle because the truth is most people have their own share of money problems too. In looking for a quick and easy means to get small cash loans, a lot of people turn on payday loan lenders with their appealing short-term, unsecured loan services. Whether your home has been damaged or you urgently need money to pay off a medical bill, plenty of lenders can provide short-term solutions. They make it easy for you to borrow money and they lend the money fast making it an attractive option in times of emergency situations.
What Exactly Are Loans till Payday?
Loans till payday or payday loans, are similar to salary advances in a way that the amount of money that you borrowed for will be deducted in your next payday. The difference, however, is that payday loans have interest rates since they are provided by lenders and the process is significantly faster because they are designed to address emergency situations like avoiding penalties that will be incurred from unpaid bills, bounced checks, and overdrawn bank accounts.
They don’t require collateral and credit checks are “soft” making them quick alternatives to traditional loans especially when you really need the money ASAP to pay for car repairs, medical bills, or an unforeseen event that requires some form of spending. With payday loans, you can enjoy a short-term financial boost and you generally have until your next payday ― hence the name ― to pay back the money.
Why Payday Loans are So Attractive
Despite the high-interest rates and hefty fees, payday loans are popular options to many people today and you may be wondering why. One of the main reasons for its relatively high demand is because of its speed. In just a matter of hours, borrowers can have the full amount deposited in their bank accounts without delay. The lack of credit check and minimal requirements for application is also another reason why they are so appealing to the general populace because even if you have a bad credit history or do not possess one at all, lenders will still entertain your application for a loan. If you want more information about payday loans click Here.
Reasons Why You may Want It
If you are a single or stay at home mother or someone who lives from paycheck to paycheck, there are many legitimate reasons why you want to take out this loan even though it could lead you to debt and one of them is to address emergency medical expenses. Anytime, you or any family member could end up in the hospital because of a medical problem and take out this loan will help you cover the costs for it. Car and home repairs can also be a reason why you may want to avail of a payday loan as well as avoiding late charges of debt when you have insufficient money to pay an important bill.
Finding the Best Payday Loan Lender
Finding the right lender is important if you are looking for an ideal payday loan. Payday loans are simply products and just like any other product in the market you need to ask yourself first whether or not you have the capacity to pay for it. Examine the lender’s product features carefully and compare them to other options that are currently at your disposal. If the features are suitable to your present circumstances, you should avail of it. However, if you feel that it is simply too much of a financial burden to shoulder, then explore other alternatives that are available to you. Never get into a deal that you cannot afford.
Lastly, always opt for payday loan lenders that utilise up-to-date services (preferably those that offer the best online services) and those who follow good business ethics. Remember that there are responsible lenders and there are those who won’t hesitate on taking advantage of your vulnerability as a borrower so always try to make ample background checks on companies that you wish to do business with.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.