305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Payday Loans No Credit Check: What They are and What to Avoid
It is difficult to predict when you might need instant access to money and if you possess poor credit history, taking out a loan can prove daunting. If you are currently caught up in this kind of scenario in your life, taking a look at the payday loans no credit check market might prove fruitful. There are plenty of payday loans no credit check companies who are willing to lend you the money that you need despite you’re not so appealing credit score. And with banks and other traditional lending institutions putting a very high standard on credit worthiness, it might just be a good idea to turn your attention to payday loans no credit check.
Payday Loans No Credit Check
These types of loan do not require traditional credit checks making them highly sought options among numerous people in the UK with bad credit history. However, it does not automatically mean that your approval for credit is 100% guaranteed. Because while lenders may dismiss checking on your credit history, they will look into other areas of your qualification such as employment history, previous debts, and current income to determine whether or not you are eligible for the loan.
If your qualifications meet the lender’s eligibility criteria, you will be granted access to small, short-term unsecured loans that you will normally have to pay back within a few weeks or on your next payday. The application is generally easy and the payouts very quick often in the same day that you are approved making them the perfect tools for bridging the cash gap till next payday.
What You want To Avoid
While the quick and easy approval process can be very appealing, there are a few things that you might want to keep in mind to avoid getting in a bad deal. There are lenders that are known to exploit unsuspecting borrowers who are desperate for a quick and convenient loan and you need to be very wary of them. Here are those things that you need to be aware of:
Basically, availing for payday loans no credit check is not that expensive. For example, in taking out a £100 loan you may be required to pay £25, one time, after 2 weeks of payment for the service. However, if you miss out on your loan the lender can charge you extra and this is something that you might want to avoid. Always pay your dues on time to prevent incurring extra fees.
Repeat short-term lending – If you can’t afford to make the payments the lender may offer you to take out another loan for additional fees. As much as possible, you want to avoid this from happening if you don’t want to rack up accumulated fees. Always use your loan accordingly to cover certain essential needs.
Payment default happens when you are financially incapable of paying off your loan or taking on another one. When this happens, the lender can directly withdraw money from your bank account as a collection of payment. There are certain rules that lenders have to adhere, however, such informing borrowers first hand that they intend to withdraw money from their account to payment collection. They are also not allowed to withdraw money if it is just enough to cover important bills in the borrowers part.
To avoid incurring penalties from your lender, make sure that you go through the terms and conditions carefully before getting on a loan deal. The terms and conditions will explain the possible penalties that you will shoulder once you violate certain agreements. If you find that such terms and conditions are unfair, putting you at a disadvantage, or something that would be difficult for you to commit on, then move on to the next lender that you feel will provide you with better terms.
Applying for an Online Loan
Deciding on whether or not you need a quick loan can prove daunting. Often times, however, it all boils down to as simple as “Can I afford the costs attached to the loan?” and “If I can afford it, are the costs reasonable enough to justify the purpose for which I intend to use the loan?” If the answer to such questions is yes, then, by all means, consider taking out payday loans no credit check to get you money you need fast.
And if you don’t have the luxury of time to drive around time looking for the ideal lender that would cater your needs, you can always apply online and enjoy the convenience of taking out payday loans no credit check through your mobile phone. The application is fast, easy, and efficient and normally you won’t have to wait until tomorrow to get the money that you need.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money