305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
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We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Advantages of Payday Loans Same Day and How to get Them
Once in a while, we fall short on our budget and it’s always good to know where to get money in a rush. Direct lenders are one of the places that you can turn to when the need for cash is simply urgent. Many of them offer payday loans same day that give you the ability to avail for a short-term loan in an instant. If you want to know more about these loans, then you might want to keep reading.
Advantages of Instant Payday Loans
Whether it involves covering an unexpected expense or simply having enough money to take you until the next payday, there are many obvious reasons why we need instant loans to meet certain ends. Here are some of the advantages of taking out payday loans:
These loans are popular options to a lot of people because they are quick. Compared to other mainstream financings, with these quick loans, you will generally get approved and receive your money by the end of the day. With banks and other traditional lenders, it takes a week or more to receive a response and when your need for money is simply urgent. If you can’t afford to wait this long and are desperate for cash now then a quick loan is the way to go.
Aside from being quick, payday loans are also easy to avail. The application process is straightforward, the approval is instant, there are no time-consuming interviews, and there is no unnecessary paperwork. You can even apply online, through your computer or mobile phone, and take out a loan anytime and anywhere as long as you are connected to the internet.
Easy to Qualify
Another great feature of this loan is that almost anyone who desires quick credit can qualify for it. As long as you are at least 18 years of age, earning a stable income, and have your own bank account, you can have the money that you availed for transferred into your account in just a few hours after you are approved.
And yes these loans don’t make credit checks when evaluating your application. Whether you have a bad credit score or don’t have one at all, it doesn’t matter because there is always a payday lender just around the corner willing to lend you the money that you need. The interest may be slightly higher than some alternatives but this is just due to the added risk the lender is taking on due to your score. They won’t look into your credit history but will choose to examine when your next paycheck will arrive, instead.
If you can’t make the proper payment on time, it’s not a problem. You can call your lender and let him understand why you can’t make the payment on time and normally he will work out a good deal for you. Lenders will normally allow extra time for you to pay off your debt. However, not all will give it for free. Some may charge you extra for the payment extension that they will grant you.
How to get Same Day Payday Loans
If you want to know how to take out same day loans, there are a few factors that you need to consider. First, you have to ask yourself what kind of “same day” loan you are looking for. You will know exactly what it is if you examine your present circumstances. If you are looking to cover an unexpected expense fast, then you might want to take out smaller amounts or those short-term, unsecured payday loans.
If you need bigger amounts, you may want a much longer instalment type of loan. Just make sure that you determine what your financial needs are so you will know how much you will avail for and for how long. But whether you are looking to borrow a few hundred pounds or a thousand, you will surely receive the money that you need on the same day as your application.
Looking for Same Day Loans in the UK?
If you are currently residing in the UK and you have found yourself in short of cash to deal with everyday expenses or cover emergency bills until your next payday, there are plenty of lenders that will provide you with instant loans that you can avail in a single day. The only thing that you need to keep in mind, though, is that looking for the right one that suits your needs might be trickier than you expected. How will you know if the lender is the right one for you? Simply put, if it is the kind of lender that provides you with the kind of service that is ideal for your financial situation, then that should be the lender that you might want to opt for.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.