Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk


Get Up to £5,000!*

Select an Amount:

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Welcome To Cashity

Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.


We have a Variety of Loan Options

Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.

Instalment Loans
Fast Loans
Loan Locations
Guaranteed Payday Loans

We Will Guide You Every Step of the Way

We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.

Guaranteed Payday Loans

Check Out What Made Her Smile

We have a dedicated team on hand every day to make sure that you get the service that you deserve.

Competitive Examples from Rival Companies

Click ‘Show More’ for a representative example of their rates.

Loan amount
Loan term
3 months
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Loan amount
100 - 2,500
Loan term
6 - 14 Months
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Your Helpful Guide to Quick Guaranteed Payday Loans

What are quick guaranteed payday loans and how do they work? How much money can you avail for and when can you pay it back? What about the general costs, are they unnecessarily high or reasonably priced? Is it really guaranteed? These are some of the questions that might come to mind when we hear the words guaranteed payday loans. This article will tackle all these questions in detail and walk you through all the important information that you need to know about them.

What are Guaranteed Payday Loans?

Guaranteed payday loans, as their name implies, guarantees that your application will be accepted once the necessary information has been sent to the lender. They are also called high acceptance rate loans because they provide much higher approval rates compared to other types of credit. They are also short-term unsecured loans, which means that they do not require collateral and have short maturity periods, usually just for a few months.

If you are in dire need of cash but are reluctant to avail for a loan after having been rejected numerous times by banks and other lending institutions, you might want to explore these guaranteed payday loans and it’s comforting guarantee. You will be surprised at how many of these loan lenders will be right at your doorstep.

How can you apply for them?

When you apply for this credit, you can avail for a few thousand pounds depending on the lender, which you will need to pay back after a few weeks or months. You can avail of it online and the application process is generally quick and easy with the use of a computer or even your mobile phone via the internet. The lender will normally ask you to provide some basic but vital information regarding your residence, current employment status, and personal bank account details – the money will generally be deposited in your bank once your application is approved that is why your lender will ask you for your bank account number.

Who can use them?

Virtually anyone can use them as long as they meet the general criteria that lenders require in the application process. If you are in an emergency situation, however, speed is crucial and you don’t want to waste time on applying for a loan that will get your application denied in the end. You simply can’t afford it, especially if important bills are due in a couple of days. What you need is a quick and sure way to get money and these loans will give you just that. For unexpected expenses that require urgent attention, these guaranteed payday loans can be an ideal solution.

How do you repay them?

Normally, you need to pay back the money that your borrowed plus some extra fees that the lender will charge in your next salary. A loan calculator can help you to do this. The exact date on when it will be due will be indicated once you avail of it and normally lenders will expect you to repay the money that they lent you in one single payment.

How much lenders charge for their services is reflected in the total APR and this is one area that you need to look into when opting for guaranteed payday loans. Always choose the one that gives you the least APR since it will be the deal that will provide you with the least cost. The most recent cap in interest rates that the FCA has implemented on payday loans is at 0.8%. Lenders cannot go over that cap or they will be violating the law.

Finding a Reliable Lender

In recent years, guaranteed payday loans have received plenty of bad feedback and criticisms from borrowers and consumer groups alike. A lot of financial experts would even advise you to stay away from them and to avoid using them as much as you can because of their potential to create a spiral debt. But the notorious reputation that these loans have been carrying for quite some time now can be blamed largely on bad business practices made by loans sharks and irresponsible lenders.

An irresponsible lender is someone that lends money to as many borrowers as they can without considering whether or not these people can actually afford such a loan and the costs that come with it. When they miss out on their payments, the lenders would just add further interest rate as penalty and this will continue on and on until the total amount of money that the borrowers have paid for in interest rate will have already exceeded the amount that they borrowed for and they haven’t even got out of the debt yet.

This is why it is important that you find a reliable lender who will help you find the deal that works best for and your current financial situation. Always borrow from a reliable lender who is concerned not just in making money but in helping you overcome the financial difficulty that you are currently facing.

3 most recent personal loan reviews

Review of Drafty

Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.

Review posted by Andrea Attwood, Harrogate

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Tesco Bank

Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.

Review posted by Micheal Peters, Southwold

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ferratum

When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.

Review posted by Lorraine Smith, Ironbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.