305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Cashity is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances
Welcome To Cashity
Welcome to Cashity the one stop shop for all your loan needs we specialise in providing a fast and hassle free finance applications. Put that spending power back in your wallet with Cashity’s 90-second application process.
We have a Variety of Loan Options
Click around and find out what suits you best. You may find that there is a loan here that suits your circumstances perfectly. If not then why not get in touch with our amazing team, they can find a plan to fit any situation.
We Will Guide You Every Step of the Way
We will find the best plan to suit your individual needs no matter what amount you’re looking for or for how long.
Check Out What Made Her Smile
We have a dedicated team on hand every day to make sure that you get the service that you deserve.
Competitive Examples from Rival Companies
Click ‘Show More’ for a representative example of their rates.
Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Quick Payday Loans UK Direct Lenders: Understanding the Basics
Payday loans are ideal solutions to problems that require urgent financings like unforeseen bills that are due in the coming days and car damages that need immediate fixing. If you want to get quick payday loans direct lenders in the UK and enjoy exclusive benefits that come along with it, you need to understand the basics first. You need to have a better grasp on what quick payday loans direct lenders are, why they are popular options in the UK, and how you can apply for them, and this article will help you with it.
Broker vs Direct Lender
While it may be difficult to distinguish a direct lender from a broker at first glance, what separates each one from the other lies in the manner in which they operate. Brokers simply gather your information and send them over to their network of lenders. The lenders will go over your application and find out if they can provide your needs. Without a broker, however, you can still apply directly to a legit lender who will cater your application starting from setting up your account up until depositing the money in your bank account. Going to each lender directly, however, will take you a much longer period of time and as we do not charge a fee or increased interest rate you will not be saving any money from doing so.
Payday Loan Direct Lender
So what is a payday loan direct lender? A payday loan direct lender is basically a company who has the legal and financial means to provide loans to its customers without relying on a mediator (i.e. the direct lender gives the loan to the borrower and the borrower makes all the necessary payments directly to that lender). Some lenders rely on lead providers and brokers to transact their services but when it comes to direct lenders, however, the transaction is purely a two-way process between their customers, which most often, fosters a greater degree of trust and cooperation between lenders and borrowers.
Finding the Right Direct Payday Lenders in the UK
So how can you guarantee that you are dealing with the right direct payday lender? There are so many lenders across so many different locations from Bournemouth to Blackburn. By doing a little research, it will be easier for you to filter out the bad ones from the good. Try to discover the lender’s track record when it comes to dealing with its customers. Are they receiving a tonne of positive feedbacks or is a mob of angry and discontented customer group writing numerous bad reviews on them? By simply looking at the history of a lender through customer review sites and testimonials, you will have a clear picture of whether or not it is the right lender for you.
The lender that you choose must possess a solid track record and must constantly discover new ways to ensure that customer service and satisfaction is at the optimum. It should also provide easy and convenient application procedures to applicants and provide money as fast as possible so customers can address their urgent financing needs.
What are Payday Loans
Payday loans are small, short-term, unsecured loans designed to help common people deal with emergency finances. You can borrow from £100 up to a few thousand pounds that typically needs to be paid back in your next salary. And because they are unsecured, no collateral is needed making them an appealing option for many borrowers especially those who are simply looking for a quick loan. While they are very easy to avail, it is important to remember that these loans generally come with higher costs and a careful consideration of your finances should be made first before availing for them. The higher interest can, and most commonly does, arise from the no credit check application process. This makes payday loans great for those with bad credit history.
Getting a Direct Lender Payday Loan
The most important thing to keep in mind when getting a payday loan from a direct lender is to always undergo a careful evaluation of your present circumstances first to guide you in every decision that you make. Ask yourself, do I need a loan ASAP or is it alright to wait? How much do I need to address my problem? Once you have answered these questions it will be easy for you to find the ideal lender since you already know what you are looking for in your loan. Once you have found a lender that offers the kind of service that suits your needs and present circumstances, try to discover its customer service next. Dealing with a lender that puts great importance in its costumer’s needs and interests, is crucial in building trust and maintaining a healthy business relationship.
Always remember that it is always better to deal with a direct lender than relying on a broker when it comes to availing for a quick payday loan. It is also important to find the right direct lender that would provide you with the kind of service that suits your present circumstances and keeps your interest at heart.
3 most recent personal loan reviews
Excellent, paid on time, offered a top up a year later- done within less than 30 minutes - paid out within two hours can't fault this company had two loans with them prior to this one.
Review posted by Andrea Attwood, Harrogate
Ease Of Use
Value For Money
Company makes sure that guarantor and applicant understand their contractual obligations. Faster payment is used so participating banks transfer the money in less than 2 hours, mine for Tesco-Guarantor-Applicant was less than 2 hours for the total process. Avoid an Easter weekend, takes longer to process applications. Also, look at other lenders, some ask over 1000% interest, Tesco, 49%, early repayment allowed, interest charged on a daily basis to repayment date.
Review posted by Micheal Peters, Southwold
Ease Of Use
Value For Money
When I made my application I thought it was merely a scam. It was too good to be true considering my credit rating. I couldn't believe my eyes when I checķed my account a few hours later and saw the huge amount sitting there. I don't hesitate to give Ferratum the highest ranking on the land for believing in me and made my dreams possible by making the funds available to me in a short space of time hussle free. No paper work, no stress.
Review posted by Lorraine Smith, Ironbridge
Ease Of Use
Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.